Global Journal of Commerce & Management Perspective
Open Access

Abstract

Awareness And Access of Financial Inclusion Drive A Study of Below Poverty Line Households in Kerala

Shabna Mol TP

Financial inclusion plays a major role in driving a way the poverty from the country. The main focus of financial inclusion in India is to promote sustainable development in rural areas .The study investigated that the level of awareness about financial inclusion forces and examined the extent of financial inclusion among below poverty line households in terms of access and continuous usage of bank account. Data are collected from below poverty line households by using interview schedule and multi stage random sampling was used for the selection of households. The study revealed that the BPL households are aware to some extent about financial inclusion drives and access bank account only for the enjoying the government benefits and schemes. This work conclude that most of the BPL household are included in the financial inclusion system in terms of access of bank account it does not lead to continues usage of bank account.